When you select California Health Insurances, you are placing your trust in our 40 years of experience to provide you value and peace of mind. We value the trust you have placed in us and intend to continue to earn your trust each day. Our major priority is to protect the privacy of your personal information throughout all of our business practices and procedures.
Personal Information We Collect
We collect nonpublic personal information about you so that we may provide quality insurance products and services. The information we collect will vary depending upon the function or processes you select or request. In order for us to obtain or service the insurance products that you ask for from us, you may be required to provide information such as name, Social Security number, address, date of birth, phone number, marital status, gender, driver license number, dependent information, bank account information and employment information, etc.
We collect personal information for the purpose of underwriting, allows us to find the best insurance solutions for you, your family, and/or your business. We will not collect or use sensitive information for purposes other than those described in this policy without your prior consent.
Personal Information We Disclose
California Health Insurances discloses personally-identifying information only to its employees and affiliated insurance companies that perform marketing services on our behalf or to other insurance companies with whom we have joint marketing agreements. When your policy comes up for renewal, we may share your information to a business that carries out services and marketing for us to obtain competing quotes and provide you with better coverage or pricing.
We do not disclose nonpublic personal information about our current and former customers to any non-affiliated third parties, except as permitted by law. Moreover, we will not use your information for any purpose that you have not expressly authorized. We will not sell, disseminate, disclose, trade, transmit, transfer, share, lease or rent any personally identifiable information to anyone for purposes unrelated to our products and services.
A cookie is a piece of data that is stored on a visitor’s computer while they are visiting this website. Cookies do not constitute computer software and they do not track a user after leaving our website. We may utilize a short-lived form of a cookie for us to identify and track visitors, their usage of California Health Insurances’ website and their website access preferences. You may prefer to disable cookies on this site and on others. The most effective way to do this is to disable cookies in your browser. Please note that we do not alter our site’s data collection and use practices when we see a do not Track signal from your browser.
You can decide whether to provide your personally-identifying information to us. When you quote or buy insurance on this website, our website does require registration in order to use these sections and services. If you choose not to register or provide your personal information, these sections will not be available for your use. We provide you with the opportunity to ‘opt-out’ of having your personally-identifying information used for certain purposes. However, certain sections of our website do require registration, if you choose not to register or provide certain information, these sections will not be available for your use.
The security of all personal information provided to California Health Insurances is important to us. We make reasonable efforts to ensure that your personal information is protected against unauthorized access, unauthorized alteration, disclosure, or destruction of data. We restrict access to personal information to our employees and agents who need to know that information in order to provide products or services to you.
We will not keep your personal information longer than necessary and we will securely destroy or erase personal information from our systems when it is no longer necessary for the purpose for which it was collected. Moreover, we also will endeavor to ensure the deletion and destruction of non-public personal information stored and maintained by third parties. Notwithstanding our efforts, no data transmission over the Internet or storage of information can be guaranteed to be 100% secure. As a result, you are responsible with regard to how you handle and disclose your personal information or any username or password.